RightSite for Lenders | EV Charging Credit Diligence
RightSite for lenders · EV charging credit diligence

We bring what the loan file is missing.

Rates verified with the serving utility. Demand from proprietary charging session data. Incentives confirmed at the source. Coverage computed against your actual terms. None of it comes from the borrower.

What we do

We rebuild the deal from primary sources.

The borrower's pro forma goes in. Our model replaces its assumptions with the utility's actual tariff, demand ramps observed in our session data, and incentives confirmed with the programs. You get both cases back, base and downside.

Borrower pro forma UNVERIFIED
$612,000
claimed 8-year NPV
DSCR claimed2.10x
Utilization12% day one, flat
Incentivesassumed $150,000
RightSite verified · base caseRightSite verified · utilization -30% SOURCE-VERIFIED
$284,000$61,000
verified 8-year NPV
DSCR · year 11.42x1.08x
Utilizationramp from session data
Incentivesconfirmed $80,000
GO HOLD coverage clears the hurdlethe break point, quantified
Same site, same loan. The delta is what RightSite brings.
What's in the packet

Numbers with provenance, ready for the credit file.

01
A verdict with coverage

GO / HOLD / NO-GO on 8-year NPV, with DSCR by year computed against the actual terms of the ask.

02
Inputs you can cite

An assumptions ledger listing every input with its source: which utility confirmed the tariff, which dataset produced the ramp, which program confirmed each incentive.

03
The downside, quantified

Utilization and price stress cases run through the same verified model, with the coverage floor and break point for each.

04
A person on the record

Every lender packet is reviewed and signed off by an analyst before it reaches your desk.

Things you can't get anywhere else
01
Proprietary utilization data

Demand ramps built from proprietary session-level charging data, not the borrower's estimate and not a traffic count.

02
Verification at the source

Tariffs confirmed with the serving utility and refreshed monthly. Incentives confirmed with the programs themselves.

03
A live model, not a PDF

Every packet ships as a working model. Plug in your own stress parameters and coverage recomputes instantly, at application and every review after.

Bring numbers to committee.

Independent diligence on any charging site in your pipeline, at loan-application speed.

Reports are decision-support estimates to inform a credit decision, not financial advice.